• The £500K financial impact of pension disengagement
• Why younger workers underestimate the importance of early pension planning
• How default funds and pot proliferation complicate retirement savings
• The role of tech and apps in boosting pension engagement
• Behavioral barriers to pension awareness and planning
• The importance of pension consolidation and keeping records up to date
• Proposed reforms including the 10-day pension switch guarantee
  
  

• Small steps taken early in your career can lead to major retirement benefits
• Most UK workers stay in default pension funds, potentially missing better options
• Tech-enabled platforms significantly improve engagement and education
• Pension consolidation simplifies management and boosts long-term outcomes
• Reform is essential for a faster, more transparent pension system
  
  

“Failing to actively engage with your pension during your working life could really have a staggering financial impact.” – Lisa Picardo
 “People think, ‘It’s not today’s problem,’ but that delay could cost you dearly.” – Lisa Picardo
 “There’s a clear link between digital engagement and better pension outcomes.” – Lisa Picardo

• Employers should offer regular pension education sessions to boost engagement
• Integrate mobile app features like notifications, calculators, and gamification
• Encourage employees to consolidate multiple pension pots for better visibility
• Stay updated with PensionBee's reform proposals to support employee well-being
• Promote tools like Pension Wise appointments for staff over 50
  
  

• PensionBee – Online pension management
• MoneyHelper – Free & impartial pension advice
• Pension Wise – Free appointments for people over 50